Tips and suggestions



1) STEPS TO FOLLOW WHEN BUYING A PROPERTY


Below is a list of steps to follow, from choosing the model to the final meeting with the notary.
  • Signing of the preliminary contract (standard GCR form)
  • Procedures for obtaining your mortgage financing (10 days after signing the preliminary contract)
  • If you plan additions to the original contract, do so here. It is possible to increase the mortgage loan until the choice of colours. After this point, the financial institution will charge a fee and go back to negotiating the loan.
  • Within three days of the loan acceptance, you will meet with one of our representatives to:
    • pay the amount indicated in box 9.2 of the preliminary contract; we will give you a down payment certificate. It is important to note that the Plan de Garantie des bâtiments résidentiels neufs de la GCR guarantees your down payment up to $50 000
    • receive a list of suppliers to meet about colour choices (i.e. for cabinets, ceramic tiling, plumbing)
  • Within 20 days of the loan acceptance, it will be time to make your choice of colours
  • If you wish, you will be allowed to visit the house with our superintendent prior to the walls going up. At this time, you can meet with an electrician and discuss where to put electrical outlets. It is important to plan ahead and have a good idea as to where you want the electrical, telephone and cable outlets beforehand.
  • At the end of the construction and before proceeding with the notary, you will meet with the contractor on your future property for a detailed inspection of the house. The formulaire d'inspection préréception (pre-delivery inspection form) provided by GCR will be filled out for any and all elements needing to be corrected or completed. This qualifies as protection for you, the customer; we are committed to completing everything indicated.

2) GST & QST : REIMBURSEMENT FOR NEW HOUSING


Upon the purchase of a new house, a 36% refund is granted on the value of applicable GST and a 50% on the value of applicable QST.

However, you must take into account the limits imposed by both levels of government to make your calculations.

The 36% GST refund applies to a purchase price of less than $350 000. Between $350 000 and $450 000, reimbursement applies at a decreasing rate. No refund is granted for a property of $450 000 or more and the 5% GST rate must be taken into consideration.

The QST refund of 50% applies to a purchase price of less than $200 000. Between $200 000 and $300 000, reimbursement applies at a decreasing rate. No refund is granted for a property of $300 000 or more and the 9.975% QST rate must be taken into consideration.

3) BLUEPRINT MODIFICATION


If you want to make changes to the blueprints, we will be happy to look at the possibilities with you. If you make any major changes, we will require an additional month for the stages of implementing the blueprints and the construction of your home with a follow-up to the changes applicable. You must expect one additional month if you have any architectural modifications. These modifications need to be accepted by the committee of Mascouche.

4) AIR EXCHANGER AND MAINTENANCE OF HEATING AND AIR CONDITIONING


It is recommended to turn off your air exchanger in the summer time to avoid letting humidity in.

At the beginning of winter, you should remember, however, to turn on your air exchanger to ensure good air flow and maximize your energy efficiency. The furnace fan should be left on to maintain a proper humidity level in your house.

If you have an air conditioner, make sure to close the valve in the summer to prevent moisture from entering the circuit. At the beginning of winter, open the valve.

The furnace filter should be changed 1-2 times a year, as needed.

The furnace humidifier should be cleaned at least once a year, making sure to change the cartridge inside.

5) GENERAL MAINTENANCE


It is important to check the silicone joints every two years. Keep the joints in good condition by touching them up as needed.

In the winter, it is very important to clear excess snow and ice from the models where an outdoor wall meets with a part of roof (for example the garage roof); these places are conducive to water infiltration during mild spells in winter.

6) SALTING AND DE-ICING IN WINTER


APCHQ issued a press release on salting balconies and concrete sidewalks. To avoid the peeling, cracking or disintegration of the concrete, it is very important to read the manufacturers' recommendations on the packaging. Concrete that is less than two years old contains lime that reacts very badly to chlorides found in de-icing salts. Therefore, APCHQ recommends the use of sand or fine gravel. (for more details see the press release on the APCHQ site).
Laval repentigny